Croatia
Hold crypto for 2+ years and pay 0% tax. Short-term gains face ~10% national tax plus city surtax (effective ~12%). EU member state subject to DAC8.
FATCA Partner
Yes
FATF Status
Clear
EU Blacklist
No
Dual Nationality
Allowed
Bitizenship
Not yet
Tax Rates
Activity Taxes
Staking
Taxable as other income
Mining
Taxable as other income
DeFi
Taxable
NFTs
Taxable
Taxable Events
Crypto → Fiat
Taxable
Crypto → Crypto
Taxable
Holding Period
Holding period benefit available
2+ years = 0% tax. Under 2 years = ~10% + city surtax (~12% effective)
Regulation & Residency
Regulatory Body
HANFA (Croatian Financial Services Supervisory Agency)
Residency Requirement
Digital Nomad Visa available; EU membership facilitates intra-EU moves
Reporting Requirements
Annual tax declaration; DAC8 from 2026
Citizenship & Residency Path
Digital nomad visa; EU citizenship after 8 years residency
Notable Conditions
- →2-year holding period for full exemption (longer than Germany's 1 year)
- →Short-term rate is relatively low compared to most EU countries
- →City surtax varies by municipality
- →EU member - subject to MiCA and DAC8
- →Digital Nomad Visa available for remote workers
Living & Lifestyle
Cost of Living
Low-Moderate
Banking Access
Good
Quality of Life
High
Lifestyle Scores