CryptoTax Map
HeavenAmericas

Panama

0%effective individual rate

Territorial tax system means all foreign-sourced crypto gains are 100% tax-free. Crypto traded on international exchanges is considered foreign-sourced. No VAT on crypto transactions.

FATCA Partner

Yes

FATF Status

Clear

EU Blacklist

Yes

Dual Nationality

Allowed

Bitizenship

Not yet

Tax Rates

Capital Gains Tax0%
Income Tax on Crypto0% (foreign-sourced)
Corporate Tax25% (only on Panama-sourced income)
VAT on Crypto0%

Activity Taxes

Staking

0% (foreign-sourced)

Mining

0% (foreign-sourced)

DeFi

0% (foreign-sourced)

NFTs

0% (foreign-sourced)

Taxable Events

Crypto → Fiat

Not taxable

Crypto → Crypto

Not taxable

Holding Period

No holding period benefit

All foreign-sourced gains tax-free regardless of holding period

Regulation & Residency

Regulatory Body

No specific crypto regulator; general financial supervision

Residency Requirement

Friendly Nations Visa, Pensionado Visa, or investment-based residency

Reporting Requirements

Minimal; crypto regulation still in development

Citizenship & Residency Path

Friendly Nations Visa; permanent residency after 5 years; citizenship after 5 more years

Notable Conditions

  • Territorial tax system - only Panama-sourced income is taxed
  • Crypto on international exchanges = foreign-sourced = tax-free
  • Crypto not classified as a security
  • Regulatory framework still in development phase
  • US dollar is the local currency

Living & Lifestyle

Cost of Living

Low-Moderate

Banking Access

Good (dollarized economy)

Quality of Life

Moderate-High

Lifestyle Scores

Safety5/10
Healthcare5/10
Institutions5/10
Business Ease6/10
Int'l Schooling6/10
Privacy6/10

Bitizenship

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